Appraisal
A neutral process for resolving disputes over the amount of loss. Appraisal is won on documentation - and your file walks in as the most thoroughly documented claim in the room.
Northeast Ohio Storm Claims Documentation
Your Insurance Company Already Knows What Your Roof Is Worth. Now You Will Too.
Storm damage in Ohio? Before you accept the insurance company's version of events, get the forensic report that shows what the storm actually did to your home - backed by real weather data, documented on site, and priced in the insurance industry's own software.
Enter your address. We'll tell you if your home was in a documented storm path - before anyone climbs on your roof.
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Free Address Check
What Did the Storm Do to Your Home?
Start with the address. We check documented hail and wind events before an inspection is ever scheduled.
- No obligation
- No pressure
- No roof access required to start
The Predictable Problem
The Claim Game Is Rigged - But It's Rigged in a Predictable Way
When a storm hits, two things happen fast: contractors flood your neighborhood, and your insurance carrier opens its playbook.
That playbook was perfected in Florida, where carriers turned delay into a science. Slow the claim down. Send out their engineer. Conclude your roof "wasn't in the storm's path" or the damage is "wear and tear." Offer less than the loss. Wait you out.
Here's what they don't put in the letter: they are legally obligated to pay covered claims. It's written into the policy they sold you. There's no escape from that obligation - only tactics to shrink it.
The question that decides everything
When the carrier sends an engineer to build their picture of your roof - who's building yours?
Evidence Before Opinion
We Don't Guess What the Storm Did. We Reconstruct It.
Most contractors look at your roof and say, "Here's what we might be able to do." We start somewhere else entirely: with the storm itself.
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01
Storm Reconstruction
Before we ever visit your home, our AI system pulls the verified event data - date of loss, storm type, hail size, wind speed, storm track - and builds a scientific model of exactly how that storm interacted with your address.
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02
On-Site Forensic Inspection
The model tells us what damage that storm produces and where it lands on your structure. Then we find it - photographed, measured, and explained, with every finding tied directly to local weather data. Not opinion. Correlation.
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03
The Completed Offer
We write your full scope of loss in the insurance industry's own estimating software - their format, their pricing. The result is one ironclad package: a forensic report plus a complete estimate, filed before the carrier ever frames the claim.
Why that order matters: Once a fully documented claim is in the file, the carrier can't paint its own picture and make you respond to it. They have to respond to yours.
Start My Free Storm ReconstructionWhat the Visit Actually Covers
Every photo should answer a question.
An inspection is not a hunt for a predetermined answer. It is a structured review of the places storm effects tend to appear, the places they do not, and the physical details needed to separate exposure from ordinary aging or maintenance.
The visit begins with what you noticed, when you noticed it, and what the weather record already supports.
These exterior components can preserve directional marks and help establish whether a pattern agrees with the storm path.
Each elevation is checked for a repeated physical pattern, not a single isolated mark viewed without context.
When access is safe and appropriate, a qualified inspector records overview, test-square, close-up, flashing, and collateral evidence. Homeowners are never asked to climb onto the roof.
From Finding to Meaning
What we observed. What it may mean. What still needs proof.
A mark, photograph, or weather warning is not a conclusion by itself. We show you where the evidence agrees, where it conflicts, and what the inspection can responsibly establish before anyone recommends a next step.
Start with the weather evidenceIf the Carrier Pushes Back
We Planned for That Too.
If the carrier approves the documented claim - great. We build your roof and you move on with your life. If they delay, deny, or lowball a fully documented claim, the process escalates on your terms, through licensed professionals who level the field.
Public Adjusters
A Florida legislative study (OPPAGA) found claims handled with a public adjuster settled on average 747% higher than claims without one. Industry case studies report increases of 40-700% over initial carrier offers.
Attorneys
The Insurance Research Council - research funded by the insurance industry itself - found represented claimants recover roughly 3.5x more than people who go it alone, even after legal fees.
Your carrier knows these numbers better than anyone. That's the point. When your claim arrives fully documented with a credible path up this ladder, paying it in full becomes their cheapest option.
Results reflect published studies, not guarantees. Every claim is different. We connect you with licensed public adjusters and attorneys when a claim is contested - we never negotiate your claim for you.
The Documentation Difference
The Truck in Your Driveway vs. The File in Your Corner
The Typical Storm Contractor
Equity Geeks
"Here's what we might be able to do"
Here's what the storm data already shows
Inspects first, hopes the claim works out
Reconstructs the storm first, then inspects
Hands you an estimate and wishes you luck
Files a forensic completed offer in the carrier's own software
Disappears when the carrier pushes back
Escalation path mapped from day one
Their word against the carrier's engineer
Weather data, photos, measurements - correlation, not opinion
We can tell you what's going to happen - and what the ending looks like - from the first conversation. Because by the time we're standing in your driveway, the storm data for your address is already in our system.
See What the Storm Data Says About My HomeSimple From Your Side
How It Works
- 1Enter your address
We check it against documented storm events. Free, no obligation.
- 2Free forensic inspection
Guided by the storm model, documented like evidence.
- 3Your completed offer is filed
Full scope, carrier's own pricing software, weather-data backed.
- 4You get the roof the policy owes you
Approved claims move to build. Contested claims move up the ladder with licensed pros.
Northeast Ohio / Veteran-Founded
Built by People Who Don't Flinch at Paperwork
We're a Northeast Ohio firm founded on a simple observation: homeowners lose claims not because the damage isn't real, but because the other side shows up with better documentation.
So we built the documentation engine. Our system combines artificial intelligence with the same measurement and estimating platforms the insurance industry already trusts - and it learns from every inspection, which means every report gets sharper.
You paid your premiums. The policy obligates the carrier to make you whole. Our job is to make paying your claim in full their easiest option.
Straight Answers
Questions Homeowners Ask First
Is the storm report really free?
Yes. Enter your address and we'll check it against documented storm events at no cost and no obligation. If your home wasn't in a storm path, we'll tell you that too.
Will filing a claim raise my rates?
Rates are set by carriers based on many factors, including regional storm activity - meaning rates in storm-hit areas often rise whether or not you file. We can't predict your carrier's pricing, but we can make sure that if you do file, your claim is fully documented.
What if my insurance company already denied my claim?
A denial is a position, not a verdict. Many denials rest on carrier engineer reports that were never answered with independent evidence. A forensic re-inspection may support reopening the claim - and if the carrier won't engage with documented evidence, that's exactly what the escalation ladder is for.
Do you negotiate with my insurance company for me?
No - and be cautious of any contractor who says they will, because Ohio law restricts contractors from adjusting or negotiating claims. We document the loss and build the roof. When a claim is contested, we connect you with licensed public adjusters and attorneys who are legally authorized to advocate for you.
What does this cost me?
The storm report and inspection are free. If your claim is approved, the work is priced within your claim scope. If licensed professionals join a contested claim, their fees are disclosed by them up front - typically contingency-based, so they're paid from recovery, not from your pocket.
How fast does this happen?
The storm reconstruction for your address is typically ready before the first visit. Inspection and documentation usually complete within days. The carrier's response timeline is governed by your policy and Ohio insurance regulations - and a documented claim is much harder to stall.
Thirty Seconds to Start
The Storm Already Wrote the Report. We Just Know How to Read It.
Every day you wait, evidence weathers away and the carrier's version of events hardens. It takes 30 seconds to find out what the storm data says about your home.
Get My Free Storm Report No obligation. No pressure. If the data says your home wasn't affected, we'll tell you - and you'll know more than you did before.